Sign InDocsPricingIntegrations
    Sign InDocsPricingIntegrations

How to Vet Affiliates and Avoid Fraud

Protect your affiliate program from fraud and low-quality affiliates. Learn vetting best practices and red flags to watch for.

Nov 8, 2025·8 min read

A single bad affiliate can cost you thousands in fraudulent commissions, damage your brand reputation, and violate advertising regulations. Meanwhile, low-quality affiliates waste your time without generating meaningful results.

Effective vetting separates legitimate partners from problematic ones. Here's how to build a vetting process that protects your program.

Why Vetting Matters

The Cost of Bad Affiliates

Fraudulent affiliates might:

  • Use stolen credit cards to generate fake "customers"
  • Cookie-stuff visitors who never intended to buy
  • Create fake accounts and self-refer
  • Exploit promotional codes in unauthorized ways

Low-quality affiliates might:

  • Make false claims about your product
  • Use spam tactics that violate laws
  • Target irrelevant audiences that don't convert
  • Damage your brand with poor content

A single fraudster can generate thousands in illegitimate commissions before detection. Prevention is far cheaper than cleanup.

The Legal Exposure

Affiliates represent your brand. If they:

  • Make false advertising claims
  • Violate FTC disclosure requirements
  • Send spam emails
  • Engage in trademark bidding

You may share liability. Vetting helps ensure affiliates understand and follow the rules.

Building Your Vetting Process

Application Requirements

Start with a simple application form that gathers:

Basic Information:

  • Name and email
  • Website/social media profiles
  • Country (for tax and legal considerations)

Promotional Intent:

  • How they plan to promote your product
  • Their audience size and demographics
  • Experience with affiliate marketing

Don't over-complicate. A lengthy application deters legitimate affiliates. Gather essentials upfront; dig deeper on approval.

Review Criteria

Evaluate each application against:

1. Relevance

Does their audience match your target customers?

Good signs:

  • Content in your industry/niche
  • Audience demographics that align with your ICP
  • History of promoting similar products

Red flags:

  • No clear niche or random content
  • Audience mismatch (promoting B2B software to gaming audiences)
  • No visible content at all

2. Quality

Is their content professional and trustworthy?

Good signs:

  • Well-written, original content
  • Professional website design
  • Active social media with engagement
  • Positive reputation in their space

Red flags:

  • Thin or scraped content
  • Unprofessional presentation
  • No recent activity
  • Complaints or negative reviews about them

3. Promotional Methods

How do they plan to promote?

Acceptable methods:

  • Blog posts and reviews
  • YouTube videos
  • Email newsletters (with opt-in lists)
  • Social media content
  • Podcasts

Methods requiring scrutiny:

  • Paid advertising (may need restrictions)
  • Coupon/deal sites (can attract deal-seekers who churn)
  • Incentivized traffic (often low quality)

Methods to prohibit:

  • Spam email
  • Trademark bidding
  • Misleading ads
  • Cookie stuffing
  • Incentivized clicks without disclosure

4. Track Record

What's their affiliate marketing history?

Good signs:

  • Experience with other reputable programs
  • References from affiliate managers
  • Proven track record of ethical promotion

Red flags:

  • Banned from other programs
  • History of fraud accusations
  • Suspiciously claims no experience (might be creating new identity)

Approval Tiers

Not all affiliates need the same scrutiny:

Auto-Approve (Low Risk):

  • Existing customers applying
  • Small audience, low fraud potential
  • Standard promotional methods

Manual Review (Medium Risk):

  • Larger audiences
  • Paid advertising plans
  • Coupon or deal site affiliates

Enhanced Review (High Risk):

  • Very large platforms
  • Unusual promotional methods
  • International applicants in high-fraud regions
  • Any applications with red flags

Verification Steps

For affiliates warranting deeper review:

Website verification:

  • Check domain age (new domains are riskier)
  • Review content quality and volume
  • Look for contact information and about pages
  • Check for other affiliate relationships

Social verification:

  • Verify claimed social accounts
  • Check follower authenticity (fake followers are a red flag)
  • Review engagement rates
  • Look at content history

Reference checks:

  • For high-value affiliates, ask for affiliate manager references
  • Contact other programs they claim to work with

Search their name/site:

  • Google for complaints or fraud reports
  • Check affiliate marketing forums for mentions
  • Look for legal issues or controversies

Red Flags to Watch

During Application

  • Generic application: Copy-pasted text, no specifics about how they'll promote
  • Unrealistic claims: "I'll drive 1,000 customers in the first month"
  • Missing information: Won't provide website or social profiles
  • Pushy behavior: Demands immediate approval, special treatment
  • Multiple applications: Same person, different emails/identities

Website Red Flags

  • No content: Just affiliate links and ads
  • Thin content: 100-word "reviews" on every product imaginable
  • Misleading content: Fake reviews, false claims
  • No contact info: No way to identify the site owner
  • Domain age: Very new domains (under 6 months)

Promotional Red Flags

  • Trademark bidding: Bidding on your brand name in Google Ads
  • Cookie stuffing: Dropping cookies without genuine clicks
  • Spam: Unsolicited emails or social messages
  • Incentivized traffic: "Click this link and get a free gift"
  • False urgency: "Only 2 left!" when that's not true

Fraud Detection and Prevention

Technical Safeguards

IP monitoring:

  • Flag multiple signups from same IP
  • Watch for conversions from data centers or VPNs
  • Geographic anomalies (affiliate in US, all conversions in different country)

Conversion patterns:

  • Unusual spike in referrals from single affiliate
  • Conversions at strange hours
  • Very high conversion rates (might indicate fraud)
  • Immediate cancellations after commission qualifies

Payment verification:

  • Watch for chargebacks on affiliate-referred customers
  • Monitor refund rates by affiliate
  • Flag suspicious payment methods

Policy Safeguards

Commission qualification period:

  • Don't credit commissions immediately
  • Wait 30-60 days to ensure customers stick
  • Reverse commissions on refunds/chargebacks

Payout thresholds:

  • Require minimum balance before payout ($50-100)
  • Delays small fraudsters who want quick money

Clear terms of service:

  • Explicitly prohibit fraud tactics
  • Reserve right to reverse commissions
  • State consequences (termination, clawback)

Monitoring Best Practices

Regular audits:

  • Monthly review of top affiliates by volume
  • Check content for compliance
  • Verify promotional methods

Automated alerts:

  • Set thresholds that trigger review
  • Unusual conversion spikes
  • High refund/chargeback rates
  • Rapid commission accumulation

Customer feedback:

  • Ask new customers how they found you
  • Watch for complaints about affiliate tactics
  • Survey for misleading claims

Handling Problem Affiliates

When to Investigate

  • Conversion rates significantly above average
  • Spike in referrals without clear cause
  • Customer complaints about affiliate's content
  • Refund rate higher than other channels
  • Chargebacks from affiliate-referred customers

Investigation Process

  1. Pause commissions — Don't pay while investigating
  2. Gather evidence — Screenshots, conversion data, customer feedback
  3. Contact affiliate — Ask for explanation (sometimes there's a legitimate reason)
  4. Make decision — Based on evidence and response

Taking Action

For policy violations (non-fraud):

  • Issue warning
  • Require corrective action
  • Reduce commission rate
  • Remove from program if repeated

For suspected fraud:

  • Terminate immediately
  • Reverse all commissions
  • Block from re-applying
  • Consider legal action for significant amounts

Document everything. If an affiliate disputes termination, you need evidence.

Building Trust While Maintaining Security

For New Affiliates

  • Start with standard (not premium) commission rates
  • Consider temporary commission caps until proven
  • More frequent check-ins during first 90 days
  • Clear explanation of what's allowed and prohibited

For Established Affiliates

  • Increased trust over time
  • Higher commissions for proven performers
  • Less frequent audits
  • More flexibility on promotional methods

Transparent Communication

Be upfront in your terms:

We reserve the right to review all promotional methods and reverse commissions for violations of our terms. This protects both our brand and our legitimate affiliates from those who might damage the program's reputation.

Legitimate affiliates appreciate programs that actively prevent fraud—it protects their commissions from being diluted by bad actors.

Creating Your Affiliate Terms of Service

Include clear policies on:

Prohibited activities:

  • Spam (email, social, forum)
  • Trademark bidding
  • Cookie stuffing
  • Misleading claims
  • Incentivized traffic without disclosure
  • Self-referrals

Required disclosures:

  • FTC compliance (US)
  • Clear affiliate relationship disclosure
  • Accurate product representation

Commission rules:

  • Qualification period
  • Reversal conditions
  • Payout requirements
  • Minimum threshold

Termination:

  • Right to terminate for violations
  • Commission handling upon termination
  • Appeal process (optional)

Tools and Resources

Affiliate Software Features

Look for platforms with:

  • Fraud detection algorithms
  • IP and device tracking
  • Conversion pattern analysis
  • Easy commission reversal
  • Affiliate approval workflows

Third-Party Fraud Detection

For larger programs:

  • Forensiq
  • TrafficGuard
  • Opticks

These services specialize in detecting affiliate fraud at scale.

Checklist: Affiliate Vetting Process

Application Stage:

  • Collect basic info (name, email, website)
  • Ask about promotional methods
  • Request audience information

Review Stage:

  • Check website/content quality
  • Verify social media claims
  • Assess audience relevance
  • Search for red flags

Approval Stage:

  • Categorize risk level
  • Apply appropriate scrutiny
  • Send welcome with clear terms

Ongoing Monitoring:

  • Monthly top affiliate audit
  • Watch for conversion anomalies
  • Monitor refund/chargeback rates
  • Address complaints promptly

Effective vetting isn't about being paranoid—it's about protecting your program so legitimate affiliates can thrive.

Related Resources

  • The Complete Guide to Starting an Affiliate Program
  • Affiliate Onboarding: Setting Partners Up for Success
  • How to Write an Affiliate Program Page That Converts
  • Places to Find Affiliates for Your SaaS

Ready to grow with affiliates?

Launch your affiliate program in minutes with PromoteKit.

Start for free

Launch your affiliate program in minutes, not weeks.

We provide the tools you need to set up and launch an affiliate program in less than ten minutes. Don't believe us? Try it out for free.

Sign up for freeLearn more →

Affiliate software for Stripe

© Copyright 2026 PromoteKit. All Rights Reserved.

Company
  • Affiliate Program
  • Stripe App
  • Stripe Partner
Compare
  • Rewardful
  • FirstPromoter
  • LeadDyno
  • Tapfiliate
  • LinkMink
Resources
  • Docs
  • Pricing
  • Integrations
  • FAQ
  • Blog
  • Privacy Policy